This is probably badly timed, but kudos to Congress anyway for working on making shady credit card practices unlawful. I mean, given that the credit card industry is already in a bit of a crisis, this definitely won't help things... but I am really callous and want to say that they got themselves into this bind by pulling stunts. And really, Congress is there to ... *shock* ... REPRESENT US, not the credit card companies. So, I praise Congress on this one!